Life Insurance
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Life Insurance

Pays out a lump sum to your dependents should you pass away during the term of the contract.  Dependent upon the policy, it is usually used to pay off your mortgage to leave the survivors owning the house outright.  Having said that if you do not have a mortgage you can still take out a Life Insurance policy which will pay the survivors an agreed cash lump sum.

If you are alleged to have provided inadequate advice, services or designs, PI covers the costs and expenses incurred from defending the claim and any compensation requested to rectify the mistake.
Fact: Only 50% of households with mortgages have life insurance!

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